The birthday withdrawal method allows citizens to redeem a portion of the FGTS balance each year, starting with their birth month.
Workers who joined birthday loot From the Separation Compensation Fund (FGTS) and those born in July can already access their payments from Thursday (1). The Federal Savings Bank Today starts deposits for that group.
method birthday loot Citizens are allowed to redeem part of their balance in FGTS Every year, always from the month of your birthday. The amount is available for three months in the owner’s account. For those born in July, money will be available until September 30th.
It is indicated that the worker who chooses this method loses the right to withdraw FGTS fully upon termination. Therefore, the employer only releases a 40% fine in the event of unfair dismissal.
In addition, it is important to inform that membership is not mandatory, and can be made or canceled through the FGTS website or application, as well as in Caixa Internet banking or at a branch of the institution.
The value of a birthday withdrawal
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The amount awarded by Caixa to workers who receive the Christmas withdrawal is calculated based on the available balance in the worker’s Guarantee Fund accounts, with an additional fixed premium of up to R$2,900. see table:
| Balance ranges in R $ | Withdrawal rate | Additional plot | |||
| Up to 500.00 BRL | 50% | _ | |||
| De R $ 500,01 a R $ 1,000,00 | 40% | 50 BRL | |||
| De R $ 1,000,01 a R $ 5,000,00 | 30% | 150 BRL | |||
| 5,000,01 BRL 10,000,00 BRL | 20% | 650 BRL | |||
| R$10,000,01 a R$15,000,00 | 15th% | 1,150 BRL | |||
| 15,000,01 BRL 20.000,00 BRL | 10% | 1,900 BRL | |||
| Above 200.000.01.000 | 5% | 2,900 BRL | |||
The loot birthday calendar for 2021
| birth month | Withdrawal period |
| Janeiro | 01/04 a 31/03 |
| February | 02/01/a 30/04 |
| March | 01/03 A 31/05 |
| April | 04/01 a 06/30 |
| May | 05/03 A 07/30 |
| June | 06/01 a 31/08 |
| July | 07/01 a 30/09 |
| August | 08/02 A 29/10 |
| September | 09/01 a 30/11 |
| October | 10/01 a 31/12 |
| November | 01/11 A 31/01/2022 |
| Dec | 01/12 A 28/02/2022 |
see also: FGTS: Profit can be deposited in August; paying off!
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Charlotte Whitmore is a contributor at Mediarunsearch.co.uk, covering a broad range of topics including news, politics, business, technology, sport, entertainment, and lifestyle. She focuses on delivering clear, balanced reporting and practical information that helps readers stay informed about current events and emerging developments. Her work highlights stories that matter to everyday audiences, with an emphasis on accuracy, relevance, and accessible journalism that keeps readers connected to the issues shaping the UK and beyond.