How to order and pay the first installment in just 90 days

a nubank Through its application, it launches a contract for a personal loan filled with special conditions. One is a period of up to 90 days to pay the first installment. In addition, the user can divide the debt and pay it off in a term of up to 24 months.

Read more: Nubank credit of R$50 for new customers; See how you get it

This is because when accessing a file Nobank appThe user has complete autonomy in choosing the best payment date and the number of installments. Another positive point is that before closing the position, it is possible to simulate the values ​​and check the interest rates. All without surprises.

The decision to take out a loan requires that, in addition to interest, insurance, taxes and IOF (mandatory tax), among other expenses that must be specified in the contract. Nubank loan application is 100% online. It is estimated that about 2.5 million people have already joined the service. Learn how to do it yourself right away.

How to apply for a Nobank loan?

a Nobank loan It is commonly offered to customers who already have a digital bank account. To see if you have a pre-approved limit, simply access the app. If there is a credit to contract, follow these step-by-step steps:

1. access to the Nubank app;
2. Then click on the “Loan” tab;
3. Select the option “Loan Simulation”;
4. inform the reason for the loan;
5. Once done, set the method;
6. Then enter the desired value of the contract;
7. choose the number of installments;
8. After that, the best payment date – with a grace period of up to 90 days;
9. Check the conditions offered, such as interest rates and the date of payment of the first installment;
10. If everything is in order, complete the process.

Loan installments must be paid with the amount deposited in the account until the due date. Nubank usually notifies users days in advance to avoid delays, but in case of delay, a fixed penalty of 2% is charged plus interest.