he won FGTS (Fundo de Garantia do Tempo de Serviço) It must be transferred to all legal personnel until August 31 of each year, according to Law 13.446 / 2017.
For those who don’t know, the profit in question is a kind of accountability that the federal government places on workers associated with FGTS. The transfer of funds began in 2017, and has been carried out every year since then.
When the worker does not redeem the balance from the fund’s accounts, the federal government takes the amount as a loan, to be applied to public projects such as housing, infrastructure, and basic sanitation work.
In this sense, the amounts invested by the government end up making a profit over the months. In this way, the resources go back to the worker’s account with a cash adjustment, according to the total available for the loan.
Who is entitled to FGTS earnings?
he won FGTS To the worker who finished the previous year with a positive balance in the account. The premium is based on the value the account holder has in the accounts or escrow fund accounts until December 31 of the account year.
Income is calculated based on a 3% correction as per the legislation. However, only a part of the total amount of profit is passed on to the worker. Last year, there was an income of 190 million accounts. The amount is expected to be similar this year.
However, even if the workers receive in their accounts a profit FGTSIt can only be withdrawn with the full account balance. That is, the amount can be recovered only in specific cases established by law.
How to check the profit of FGTS?
Upon layoff, the worker can refer to the benefits balance through the following channels:
- Application FGTS;
- Caixa Econômica Federal website;
- Caixa online banking, in the case of bank customers; or
- By phone number 3004-1104 (for Brazilian capitals or urban areas) and 0800-726-0104 (other areas).
The owner can also choose to check the benefit in person. All you have to do is go to a Caixa Econômica bank branch and present an official photo ID.
An exceptional draw of R$1,000 from FGTS has already begun
Withdrawals from FGTS (Fundo de Garantia do Tempo de Serviço) with up to R$1,000 has already started. According to the payment schedule, last Wednesday (20) the allowance was released for those born in January. Now, there is an expectation of releasing a new set of benefits to workers.
The Fund Payments Calendar informs you that a new batch of payments will be released next Saturday, April 30th. Beneficiaries are those born in February.
According to the calendar, the issuance of withdrawals will continue until June 15 (for those born in December). All groups will be able to withdraw through December, according to information from the federal government.
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Charlotte Whitmore is a contributor at Mediarunsearch.co.uk, covering a broad range of topics including news, politics, business, technology, sport, entertainment, and lifestyle. She focuses on delivering clear, balanced reporting and practical information that helps readers stay informed about current events and emerging developments. Her work highlights stories that matter to everyday audiences, with an emphasis on accuracy, relevance, and accessible journalism that keeps readers connected to the issues shaping the UK and beyond.