In the context of high debt among the Brazilian population, the “Desenrola Brasil” programme, with the aim of helping consumers renegotiate their debts, has extended the renegotiation deadline until March 2024. The initiative aims to reduce the financial burden on consumers by allowing them to do so. To negotiate a range of debts, including credit card debt.
How Designrola Brasil makes a difference
By making it possible to renegotiate different types of debts such as credit cards, loans, financing, water, electricity, telephone services, supermarket cards and installment plans in retail stores in the same place, Desenrola Brasil proves to be a great ally for consumers. By reviewing the platform, it is possible to check the original value of the debt, the current value with discounts applied and payment terms available.
What are the payment terms?
There are two payment options offered by the program: full payment with discounts of up to 90% on the principal, or installments over up to 60 months with an interest rate of 1.99% per month. However, it should be noted that the installment option is not offered by all creditors.
The credit card as the villain of debt
According to a recent study conducted by the Locomotiva Institute, 60% of Brazilian defaulters cite credit cards as the main reason for their debt. Therefore, the extension of the renegotiation period of Desenrola Brasil is of great importance for the financial reality of the population.
To renegotiate your credit card debt through Desenrola Brasil, follow these steps:
- 1. Log in to the platform’s website and then click on “Enter using gov.br”.
- 2. Log in using your CPF and password.
- 3. All outstanding debts in your name and their payment options will be displayed in the system.
- 4. Select the debt you want to negotiate and click Negotiate.
- 5. Determine the payment method and complete the negotiation.
Remember: The concluded agreement will be confirmed only after the first payment has been made.
Don't miss this amazing opportunity to change the game, pay off your debt, and start 2024 off right with your finances!
Charlotte Whitmore is a contributor at Mediarunsearch.co.uk, covering a broad range of topics including news, politics, business, technology, sport, entertainment, and lifestyle. She focuses on delivering clear, balanced reporting and practical information that helps readers stay informed about current events and emerging developments. Her work highlights stories that matter to everyday audiences, with an emphasis on accuracy, relevance, and accessible journalism that keeps readers connected to the issues shaping the UK and beyond.