In August, Caixa Econômica Federal made R$8.13 billion in profits from the Employment Compensation Fund (FGTS) available to workers. However, many workers were unsure if they had actually received the payments and how they could carry out the withdrawal.
In addition to answering a little bit about how to check if you’ve received it or not and how to make the withdrawal, let’s use the hook to talk a little bit about when the FGTS winnings will also be paid out in 2022.
FGTS earnings 2021
The much-talked-about FGTS earnings since August relate to the cash correction that the guarantee fund has accumulated throughout 2020.
For those who do not know, every year the FGTS undergoes a monetary correction, so that the deposited balance that is the worker’s right is not lost as inflation progresses.
In 2020, the accumulated cash correction amounted to R$8.5 billion, so the Board of Trustees of the FGTS (CCFGTS) responsible for managing the guarantee fund made R$8.13 billion of the entire amount available to employees.
Who received the FGTS earnings this year?
All workers in the country with credit as of December 31, 2020 received their share of the profit in August. In short, for every R$100 a worker received from the FGTS, the workers earned R$1.86 in earnings.
It is worth remembering that the FGTS profit follows the traditional program withdrawal rules, that is, it is possible to withdraw in the following situations:
- unfair dismissal with reason;
- Ordinary termination of a fixed-term employment contract;
- retirement granted by social security;
- In the event of a serious illness
- sticking birthday loot;
- home ownership.
Consultation of the received values can be done through the FGTS mobile application available iOS NS Android, through the FGTS website fgts.caixa.gov.br, via a telephone exchange no. 111, Option 2 and through online banking for Caixa account holders.
When accessing the FGTS application, simply request the FGTS extract option, the FGTS profit will be marked as “Result distribution balance for the base year 12/2020”.
Win FGTS in 2022
With FGTS earnings widely disclosed this year, workers are already anticipating when the feature will launch in 2022.
It is worth noting that the profit to be saved next year will follow the same pattern as in all previous years, just as it happened in 2021.
FGTS earnings were established by Law No. 13446, of May 25, 2017, therefore, since its application, the process operates as follows:
I – The distribution will reach all linked accounts that provide a positive balance on December 31 of the base year of earned income, including linked accounts referred to in Art. 21 of this Act;
II – The distribution will be proportional to the balance of each associated account on December 31 of the base year and must be made by August 31 of the year following the year in which the result is calculated.
Thus, the new FGTS profits that will be made available in 2022 will be transferred to workers until August 31, 2022 and will be based on all profits accrued until December 31 this year.