The launch of the .. the launch of the .. the take off of the pixel In Brazil it was a major milestone for citizens across the country, who acquired a modern system for making instant money transfers. In general, sending or receiving money by individuals is free, but there are exceptions.
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According to central bank rules, individuals are exempted from establishment or receipt fees pixel For the purpose of transfer or purchase. In such cases, the banking institution cannot charge any fees.
When are there fees?
in Fees may apply By banks in the following cases:
- Send Pix: when electronic means are available and the user still prefers to use the organization’s personal or face-to-face service channel, including telephone;
- Receive Pix: When dealing with a business transaction.
In this second case, identification of the business transaction will occur when the receipt is via a dynamic QR code, via a payer’s QR code legal person or an account for exclusive use of commercial purposes.
The same is true for a person who receives more than 30 Pix per month, via manual entry, a fixed Pix or QR key, or a payment transaction initiation service, when the user has all the recipient information. In this case, the fee is delegated from the 31st transaction.
Is MEI exempt?
The same exemption and collection rules also apply Individual Small Entrepreneurs (MEIs) and individual entrepreneurs. Corporations of other sizes, such as an individual limited liability company (EIRELI) are subject to legal entity rules, and as such can be afforded by Pix.
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