not so long ago, Provisional Measure 1107/22which aims to expand the scope of microcredit that can allow users to withdraw up to 4,500 Brazilian reais through the app BOX. With the consent of the measure before Parliament, it will be possible to obtain higher values relative to those already shown. But how will this work? This is what we will explain below.
CAIXA Microcredit Tem 2022
Interim measure, which deals with the increase in microcredit values for cashierIt is still pending approval in the Senate. While the text has not been approved by parliamentarians, it is possible to check some of the terms of employment, namely:
for individuals
- credit limit up to R$1,000;
- Interest of about 1.95% per month;
- Payment within 24 months;
- The order is made directly through the app BOX.
for MEI
- credit limit in the amount of up to 3 thousand Brazilian riyals;
- Interest of about 1.99% per month;
- Payment within 24 months;
- It is worth noting that the application is submitted only in bank branches. Despite this, Caixa has already informed that contracting will be possible soon BOX.
CAIXA Offers Small Loans
First of all, it is important to note that the values that can be drawn will be completely different. After all, who is it MEI Up to R$3,000 can be redeemed, while individuals can redeem up to R$1,000.
In addition, the acquisition of the new loan method is associated with Digital SIM card It aims to obtain two proposals. Individuals can get a loan of up to R$1,000 at a monthly interest rate of 1.95% per month and in 24 monthly installments.
It is worth noting that in order to obtain the loan there will not be a lot of bureaucracy, as the contract can be completed through the application BOX. who is this MEI You can get a loan of up to 3 thousand Brazilian Real at monthly interest rates of 1.99% and in 24 monthly installments.
In the case of the method MEIthe person interested in obtaining the loan must go to the Caixa branch and have at least 12 months of billing with the amount being CNPJ.
How to get a loan with CAIXA Tem?
Contracting the loan is currently available only to individuals and not to legal entities. But cashier Already working on a way to delegate a request MEIs Through the application available for Android and iOS.
See below how to request credit through the platform:
- Download the app BOX;
- update your registration in the application;
- Arrival “his credit fund“;
- Arrival “Rent Caixa Tem Credit“;
- determining how the funds will be used;
- Carry out a simulation of the loan and determine the value of the installments;
- If you do not have digital savings yet, the account can be opened immediately;
- Confirm the order and wait for the 10-day period specified by Federal government.
Download CAIXA Tem for Android and iOS:
www.caixa.gov.br/caixatem/Paginas/default.aspx
see also: Learn how to sign up for the Caixa Tem app to receive benefits: step by step
