Since the beginning of the year, and with the arrival of the new government, some procedures have been changed to ensure greater transparency between public bodies and the population. Among these measures, and Delivered It is being investigated and changed. Follow the information.
A number of advantages are provided by National Institute of Social Security (INSS). Not only in this body, but in a number of financial institutions, well-known salary loans are offered. This type of loan is being investigated by the federal government.
This is because according to Chief National Board of Social Security (CNPS)Carlos Lupe (PDT). interest rates Charges for this service are not conducted in such a way as to ensure complete transparency of the data to the beneficiaries.
At the beginning of the year, there was a discussion about interest rates used by banks in the country. After weeks of negotiations, a consensus was reached that state and private banks cannot charge interest rates higher than 1.97% per month. Initially, the government proposed a cap rate of 1.70%.
Was the change in payroll loans only?
no. The federal government has also cut back interest rate It is calculated on the payroll deductible credit as well as on the employee benefit card. INSS Delivered. Now, people who use these services should also expect a reduction in the fees charged.
In addition, the Ministry of Social Security It started charging for a more recent software update interest rates Charged by banks across the country. Currently, the data is received by central bank (BC),But the length of time from one referral to the next is detrimental to the population.
Therefore, the Ministry requested that the time for sending information about interest rates used in banks be made faster to central bank. Therefore B.C.E. It should spread information more quickly, preventing citizens from being harmed by government logistics.
Remember what happened
At the beginning of the year, you love banks Caixa Economica FederalAnd Bank of Brazil, Santander, Itau and Bradesco It stopped offering the payroll loan to citizens after the federal government set the mandatory cap rate 1.70% monthly interest.
After weeks of difficult negotiations with my representatives Brazilian Federation of Banks (FIBRABAN)and the federal government reached a consensus that the rate of 1.97% Monthly interest rates for payroll loans. Government planned no value less than two%.
