Every day, there seems to be a new benefit helping the population. However, some users end up forgetting to withdraw from the bank. Currently, many workers are entitled to withdraw R$1,000.
The funds available at Caixa Econômica have been waiting for a refund for months. Understand who is entitled to this benefit and how to get the payment.
Available benefits
According to Caixa Econômica Federal, about 12 million workers will still be able to withdraw R$1,000. This amount is available in the Separation Compensation Fund (FGTS). However, it is essential that you are aware of the deadline for requesting this payment.
The bank also states that since the release of the amount, about 45 million people have already withdrawn the available funds from the guarantee fund. In this way, the total amount actually withdrawn comes to nearly R$40 billion.
It is important to realize that payment will only be available until December 15th. Thus, the amounts not withdrawn by that date are returned to the accounts of the escrow fund. It should also be noted that this return occurs with all law corrections.
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How do you pull?
The available funds, which today total R$8 billion, were deposited into the Caixa Econômica Digital Social Savings Account. This process is automatically unlocked for those eligible. It should be noted that the deposit was made between April and June of this year.
Thus, to access the values, simply access the FGTS app and visit the Exceptional Cash Exchange section. There will be answers to potential questions from interested parties. To download this tool, just choose the option for your device. It can be found on Android: https://bit.ly/3b1DoxB or iOS: https://apple.co/31J84tJ.
Once this is done, the funds will be made available in the Caixa Tem app. To download this option just access Android: https://bit.ly/3S1GCBO or iOS: https://apple.co/3z9qcit.
It is important to note that the platform offers many options and tools. Thus, it is possible to use the money to pay bills and vouchers directly in the app. In addition, it is acceptable to pay bills in person by reading the QR code on the device, making online purchases with a debit card and even making transfers to another account through DOC, TED and Pix.
Who can opt out?
These funds are available to all people who have funds in their FGTS accounts. Remember that active and inactive numbers matter. However, there are some rules about withdrawing.
Interested parties can withdraw the benefit only once. In addition, the maximum amount is R$1,000. Those with more than this amount will not be able to exceed the withdrawal amount. Those who have little will be able to withdraw all that is available.
If the worker is not interested in the benefits, he does not have to withdraw it. Therefore, there are two ways to request a refund. The first is to use the FGTS app and request the amount to be returned. However, this process can only be carried out until November 10. The other way is not to change the amount until the withdrawal deadline. Ultimately, these amounts will return to the fund’s account.
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