Gradually the beneficiaries get to know Auxílio Brasil salary loan rules. The Ministry of Citizenship has already decided that Salary Margin 40%That is, no more than 40% of what is received as assistance can be paid to credit installments. Other important points, such as the interest rate, should also be noted.
It’s part of the plan Investments by the government of Jair Bolsonaro (PL)shoot the Payroll loan from Auxílio Brasil. The program composed by this government has received a series of changes, such as forecast calendara plus With a value of 600 Brazilian riyalsa It has more than 500,000 familiesthe suggestion to include Pay the thirteenth salary next year.
Auxílio Brasil shipment must be available in banks until the beginning of the second half of October, before The second round of elections will be held on the thirtieth of this month. Until then, interested parties should be familiar with the rules and the way the credit works before making the decision to assign it.
Banks must pledge Educate the public about the risks of this process. Therefore, before releasing credit, the client must answer a questionnaire confirming that he is familiar with how the loan works.
Brazil loan aid rules
After a decree from the Ministry of Citizenship became known to banks General rules for salary loan from Auxílio Brasil. Therefore, they should take measures such as:
- Interest rate: maximum 3.5% per month;
- Repayment term: up to 24 months, i.e. 2 years;
- Depositable margin: 40%.
The allocable margin, which is the maximum that is deducted from the worker’s salary, will be considered when paying R$400 and not R$600. Because the higher amount is temporary, while the other is determined by law.
Brazilian aid shipment simulation
FDR has a loan simulator, where the citizen enters The amount you intend to contract and the number of installments. It is worth noting that the fees applied in this simulation are not exactly those charged on Auxílio Brasil’s payroll, as it will depend on the respective bank, which has a ceiling of 3.5%.
The value of the installments cannot be greater than 160 BRL per month. For details, check out how to use the FDR emulator:
- arrive to FDR . website and in the “Finance” option, select “Calculators”;
- Now choose “Loan Simulator”;
- In the ruler, choose the amount you want to borrow and the term of repayment;
- Get the value of the installments.
