This month, Brazilian citizens who are Negatives can participate in the second task force of Debt Negotiation With banks and financial guidance. The campaign is being promoted by the Brazilian Federation of Banks (FEBRABAN) together with the Central Bank, the National Consumer Trust (Senacon) and Procons.
According to official information, more than 160 financial institutions are participating in the negotiations. Through the procedure, consumers can better negotiate their debts and get out of default.
Serasa data indicates that a total of 67.98 million people are currently negative in the country. Debt mostly refers to credit cards, overdrafts, loans, bank financing, water, electric and gas bills, and store installments.
How do you participate in the trading campaign?
Citizens interested in their own negotiation Debts The platform can be accessed Consumer.gov.br or the moterao page, to initiate the procedures for the payment of arrears. Also, through the platforms, citizens can access information on how to organize their accounts and financial health tips.
It is important to note that the event will be available throughout the month of November. Therefore, interested parties can carry out the procedure until the 30th of this month.
Debt can be negotiated directly with financial institutions. In addition, the campaign will offer discounts and special deadlines for passive debtors to settle their debts. However, each bank will set the trading rules and conditions.
What debt can I negotiate?
According to the information received from the campaign, negotiation can be requested in the following cases:
- any overdue debts with financial institutions, except for those with assets provided as collateral;
- Credit card debit, forwarding credit, overdraft and other types of credit.
It is important to note that in the latest collective effort, a total of 1.7 million overdue contracts were negotiated.
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