In times of epidemic, many families are having a hard time getting it loans and access to credit. However, with the advent of financial institutions and financial technology, new possibilities have been created. One From these institutions PicPay.
Before completing the loan from PicPay, It is possible to simulate this process. In this simulation, each user can find out how much they are limited to lending. This value is calculated in advance by Request, According to customer credit profile analysis.
Also , Pickpay It allows you to choose the date of the first installment as well as the number of installments. It is important to consider that the higher the number of installments selected, the higher the total interest value of lend, That is, the higher the amount returned to the fintech.
After loan confirmation, your application goes through approval يمر Pickbay. This way, the money will be deposited into your wallet within an hour. Another point to highlight is that it is possible to pay vouchers directly at Request Or transfer money to your preferred bank account.
How can I borrow from PicPay?
First, it is important to remember that the operation can be performed for both Android and iOS phones (if it is an iPhone). Thus, to make the loan in PicPay, Just follow these steps:
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- Open the PicPay app;
- access to the “Wallet” option;
- go to the “loans”;
- choose the option “Personal loan”;
- Click on Simulate Loan.
- choose your goal (in this case, it can be buying a car, making renovations, paying off debts, etc.);
- Select the amount you want to borrow;
- Enter the first installment due date and the number of installments as you need.
- A real-time simulation will appear on the screen, where you can check the total amount to be paid, according to the rates that have been applied;
- Click on “View details”, and if you agree to the contract, click on “Treat the loan”.
Learn more about the in-app loan
a lend Through the PicPay app Completely Certain. fintech ensures that data remains secure and encrypted. In addition, the user can review all fees and conditions in his contract whenever he wants. It is always important to pay special attention to these fees.
Similarly, the customer can pay the installments himself Request Act Pickpay Until 7:00 PM on any business day, using the balance that can be seen in the “Wallet” tab. The tool also notifies you by email when the due dates are approaching, which can be very important for you to organize yourself according to the payment schedule.
However, it is important to emphasize that the institution does not provide insurance. So, if you have something unexpected and you can’t pay the installments, it will still be interest gallery, which is shipped normally. In this case, it is necessary to be careful not to get involved in excessive interest
In short, it is worth noting that if you pay your premiums up front, then Pickpay He says it can be obtained Discount No lends. To achieve this feature, simply connect to the fintech in the app, and access the Help Center.
