The latest data from Savings bank Over the FGTS birthday draw The Service Life Guarantee Fund surprised the federal government. a Method created in 2019 Employees are allowed to withdraw from 5% to 50% of the total available balance once a year. Therefore, they will have to Waiver of Withdrawal of Withdrawal Which gives the right to the full amount upon dismissal without just cause.
According to data from Caixa Econômica, the number of workers who have chosen the FGTS method of withdrawal on Christmas Gold from 8.5 million in 2020, to 22.9 million, in 2022, an increase of 170%. The volume of funds transferred in this type of recovery has also increased significantly, from R$9.4 billion to R$9.4 billion 12.7 billion Brazilian reals in the same two-year period.
With this option, the worker receives each year, and always in the month of his birth, a Part of what is available in your guarantee fund. It is still possible to expect the installments to be received in the following years, but through a loan on which interest is applied. To comply with the Christmas withdrawal, the worker must Access to the FGTS application.
a Membership must take place on the last day of the month of birth of the citizenOtherwise, the value will only be available the following year. The amount to be received varies according to what is available in the account, with the following rates applicable:
| Balance Limit (Brazilian Real) | Aliquot | Extra Premium (Brazilian Real) |
|---|---|---|
| up to 500.00 | 50.0% | – |
| From 500.01 to 1,000.00 | 40.0% | 50.00 |
| From 1,000.01 to 5,000.00 | 30.0% | 150.00 |
| From 5,000.01 to 10,000.00 | 20.0% | 650.00 |
| From 10,000.01 to 15,000.00 | 15.0% | 1150.00 |
| From 15,000.01 to 20,000.00 | 10.0% | 1,900.00 |
| above 20,000,01,000 | 5.0% | 2,900.00 |
Lula’s government wants to end the anniversary withdrawal of the FGTS
Since the beginning of this year when Luiz Inacio Lula da Silva (PT) He assumed the presidency of the country, and Labor Minister Louise Marino, showed a total rejection of the FGTS annual withdrawal. For the Minister, the release of annual resources from the Workers’ Guarantee Fund is a way to unprotect it.
This is because if he is dismissed without just cause, the citizen He will not be able to withdraw the entire amount accumulated in the fundThat is, you will not be able to reach the withdrawal termination. If the worker regrets the change, he can ask to go back to the original method, but it will be necessary Expect a two-year grace period.
In view of this, Marinho has already shown on various occasions that he does not agree with the current transmission, and that he will A proposal to the Board of Directors of the Guarantee Fund to suspend recovery. For the time being, this assessment that could alter FGTS has not been made.
Charlotte Whitmore is a contributor at Mediarunsearch.co.uk, covering a broad range of topics including news, politics, business, technology, sport, entertainment, and lifestyle. She focuses on delivering clear, balanced reporting and practical information that helps readers stay informed about current events and emerging developments. Her work highlights stories that matter to everyday audiences, with an emphasis on accuracy, relevance, and accessible journalism that keeps readers connected to the issues shaping the UK and beyond.