president central bankAnd the Roberto Campos Nettothis Tuesday (31), in order to stop fraud involving pixelthe monetary authority intends to hold accountable the banks that have orange accounts – criminals open them on behalf of other people.
Campos Neto said at a public hearing at the Consumer Protection Committee of Parliament.
“We will even start a process where banks are held liable if Pix is defrauded and they have an orange account,” he added.
Scammers use victims’ data to open digital bank accounts, which are used to receive money via Pix from other people who are also targeted by criminals. In addition, they borrow from the new account and then transfer the resource. Because payments are difficult to trace, this tactic is used to evade police investigations.
He added, “We’ve made the most flexibility possible. However, fraud still occurs. It is important to understand that when a Pix fraud is committed, it must have a receiving source.”
For parliamentarians, Campos Neto argued that BC did everything in its power to protect consumers from fraud, kidnapping, and other crimes involving the instant payments system, creating new features for the tool.
“You can cancel your limit, so only you can do it [um Pix] With those already pre-registered, you can perform calibration [o limite] by time. We do everything, because he who knows the best way to consume is the consumer.”
In 2021, BC implemented a series of changes to the rules of Pix To increase the security of the system After a significant increase in fraud, kidnapping and other crimes.
as shown boundYou are Thunderbolt kidnappings – The way a person spends a few hours in the hands of criminals, usually inside the car – it was 40% growth in 2021 compared to 2019 (before the pandemic). In absolute numbers, there were 42 cases last year, compared to 30 three years ago. By the beginning of May 2022, 4 cases were registered.
One amendment stipulated that banks hold suspected fraud for up to 72 hours. In addition, BC . included Set a limit of 1000 Brazilian riyals for transactions On digital channels with Pix and TED (electronic transfer available) interpersonally conducted at night, between 8pm and 6am.
Charlotte Whitmore is a contributor at Mediarunsearch.co.uk, covering a broad range of topics including news, politics, business, technology, sport, entertainment, and lifestyle. She focuses on delivering clear, balanced reporting and practical information that helps readers stay informed about current events and emerging developments. Her work highlights stories that matter to everyday audiences, with an emphasis on accuracy, relevance, and accessible journalism that keeps readers connected to the issues shaping the UK and beyond.