who owns Credit card He knows that it can take forever to ramp up and reach a satisfactory balance. The wait can take years. Analysis methods change depending on the financial institution. In case InterbankDid you know that it is possible to increase the limit manually and automatically? The method used is CDB + Credit Limit.
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As with the vast majority of institutions, analyzes to determine whether a person should limit increase It works as follows: checking recent payments, if the account is running, and service history, among other criteria. But for those who want to improve their credit for a particular purchase and don’t want to wait the traditional way, CDB + Credit Limit can be a good alternative.
How does the automatic increase in the InterCard card work?
Basically, the CDB+ credit limit acts as a program to increase the credit on the Inter Card via investment. That is, with the supplier, the customer guarantees the increase in the instrument based on the investment in Convention on Biological Diversitywhich produces more than savings.
The more the client applies in this way, the larger the volume credit card limit. It is possible to invest from R$100 to R$25,000, in the case of an individual (PF), and up to R$70,000 in the case of a legal entity (PJ). Once this is done, the user can choose to automatically convert their application into purchasing power on the card.
An important point is that in case of default using the instrument within 5 working days, the invested amount used for the transfer can be deducted from the debt balance. In addition, the income from the invested amount is not transferred to a limit.
How can the Inter Card limit be increased without the need for analysis?
Step by step to apply and transfer the balance to Limit on the card It’s very simple. see below:
- First, access the Banco Inter app;
- Then select the “Investment” option;
- Then click “Products to invest”;
- Go to the Fixed Income and CDB option as well as the Credit Limit option
- Once the transaction is confirmed, the duly applied amount will be transferred to a credit line;
- ready! Now just use the tool with the new value.
Photo: JERO SenneGs / Shutterstock
