The worker who has an official contract FGTS (Fundo de Garantia por Tempo de Serviço), a type of savings consisting of monthly contributions. This credit can be withdrawn in cases such as dismissal without just cause, or by those who have chosen to withdraw from Christmas.
Read more: INSS: Can an insured increase his retirement pension if he continues to contribute?
a FGTS birthday pull It is a method that allows to redeem part of the fund’s resources once a year, always in the month of the citizen’s birth. It gives access to a percentage of the funds available in linked accounts, plus an additional fixed premium.
The withdrawal period begins on the first business day of the anniversary month and ends on the last business day of the subsequent second month. This means that a citizen has up to three months to receive the money.
Deadline ends
For those born in May, the deadline for completing birthday loot Expires on July 29. In addition, those born in July who wish to immigrate to withdraw in 2022 also have until the same date to change the method on the FGTS website or application.
It is worth noting that the deadline for birthdays has already passed from all the months prior to May. For those born in June, withdrawal remains available until August 31.
2022 Anniversary looting dates
Here’s the full schedule for this year’s event:
| birth month |
Withdrawal period |
| January | From January 3 to March 31 |
| February | February 1 and April 29 |
| Walk | March 2 to May 31 |
| April | April 1 to June 30 |
| mayo | May 2 to July 29 |
| June | From June 1 to August 31 |
| July | July 1 to September 30 |
| August | August 1 to October 31 |
| September | From September 1 to November 30 |
| October | From October 3 to December 30 |
| November | From November 1 to January 31, 2023 |
| Dec | From December 1 to February 28, 2023 |
Annual withdrawal amount
As mentioned, the amount to be withdrawn from FGTS accounts depends on the balance available in them. Check all the details in the table below:
| Balance range | Withdrawal rate | extra premium |
| Up to 500 BRL | 50% of the balance | – |
| From 500.01 BRL | 40% of the balance | 50 Brazilian Real |
| From 1000.01 Brazilian Real to 5 thousand Brazilian Real | 30% of the balance | 150 Brazilian Real |
| From 5000.01 Brazilian Real to 10 thousand Brazilian Real | 20% of the balance | 650 BRL |
| From 10000.01 Brazilian Real to 15 thousand Brazilian Real | 15% of the balance | 1150 Brazilian Real |
| From 15000.01 Brazilian Real to 20 thousand Brazilian Real | 10% of the balance | 1.9 thousand Brazilian riyals |
| Above 20,000.01 BRL | 5% of the balance | 2.9 thousand Brazilian real |
