a his box It is the application of Caixa Econômica Federal and offers many features and services to its users.
Thus, customers of banks can apply for various banking services including credit cards and also other lines of credit.
Next, check out how to request extra money and more credit for your purchases through the Caixa Tem app.
How to get a Caixa Team credit card?
If you are a customer of Caixa Econômica, you can get excellent benefits by using the bank’s digital platform.
One such benefit is hiring a credit card that is 100% online. This way, you will only need access to the Caixa app.
With a credit card, customers can make purchases in installments or with cash for up to 40 days for payment.
Next, check all files Advantages of the Caixa Tem credit card:
- Zero annual salary
- order online through the Caixa Tem app;
- Free version for up to 2 additional cards;
- use in Brazil and abroad;
- shopping in virtual and physical stores;
- card management application;
- discounts with link offers;
- Elo Flex platform (exchange of benefits in the categories of car, home, pets, life, etc.);
- Vai de Visa (Points Program) discounts.
Now, check out how to apply for your credit card in just 2 steps:
- First, you have to update the Caixa Tem app. To do this, you just need to enter the application and select the option “registration update”;
- Then select the option “Credit card”.
After selecting the option, the app will perform a data analysis to see if your card will be approved.
But if you are not approved, you can apply again after 60 days.
In addition, it should be noted that to apply for a credit card his box It is essential to have a clean name. But passive people can request another credit line available at the bank: CAIXA loan is for negative debt.
negative bank loan
Two credit options are available for negatives through the Caixa Tem app. The first is available to individuals who wish to do so.
Thus, Caixa calls these people a Amount up to R$1,000 at an interest rate of 1.95% Per month. In addition, it is possible to repay the loan in a maximum of 24 installments.
The second option is for small individual entrepreneurs (MEIs). The bank issues to this group the Amount up to R$3,000 at an interest rate of 1.99% per month. This option also allows payments for up to 24 months.
Check below what is required for a negative counter credit application by Caixa Tem:
- You have no debts with banks or financial institutions in the amount of up to R$3,000, as of December 31;
- have at least 12 months of activity, in the case of MEI;
- MEI must provide both corporate and personal documents;
- In the case of Bolsa Família beneficiaries, it is necessary to report occupation and income, even if you are unemployed.
How to apply?
Individuals can request credit of up to R$1,000 through Caixa Team app. To do this, you just need to download the application to your cell phone and log in with your account. After that, just find the credit option and follow the onscreen instructions.
In the case of MEI’s, a credit application of up to R$3,000 can be submitted directly at Caixa Econômica Federal branches.
