The government has released access to FGTS for workers who joined the Christmas withdrawal. See how this affects your money and who will benefit.
The government announced the end of the siege. Fund for Guaranteed Time of Service (FGTS) For workers who have joined birthday loot.
With this change, citizens will be able to access resources without having to wait 25 months, as was the case previously.
In short, this measure brings great relief to many workers who have faced financial difficulties due to the restrictions imposed by the lockdown. Find out more below.
How will FGTS balance be withdrawn?
All citizens who choose to withdraw on the occasion of Christmas face the FGTS ban, which prevents withdrawals in the event of unfair dismissal.
In short, this rule harms many workers, who are left with the withheld amount and, in the event of dismissal, receive only a severance payment.
With the end of this lockdown, workers will have greater flexibility to access their resources.
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Important changes
- End of the siege:The FGTS block will be removed for those who joined the Christmas draw, allowing immediate access to resources.
- Flexibility: Workers will be able to use FGTS in the event of unfair dismissal, in addition to withdrawing from the date of birth.
- Beneficiaries: All workers whose CPF number ends with the numbers 0, 1, 2, 3, 4, 5 to 9 will benefit from this measure.
Christmas withdrawal impact on FGTS
The Christmas withdrawal allows workers to make annual withdrawals of a portion of their FGTS balance. However, this method has raised concerns because of the large size of the withdrawals, which ultimately reduces the resources available for investment in housing, basic sanitation, and infrastructure programs.
Consequences of withdrawals
- Reducing resources:Christmas withdrawal reduces the funds available for important financing.
- Committed InvestmentsPrograms such as Minha Casa and Minha Vida may be affected by reduced FGTS resources.
Government position
Labour and Employment Minister Luiz Mariño expressed his disappointment over the looting that took place on the anniversary.
In addition to reducing resources allocated to new investments, this method prevents the worker's balance for two years.
After this period, the balance can be returned to the withdrawal cancellation. As an alternative, the government is considering providing a special payday loan.
Alternatives and Future of FGTS
- Payday Loan:Propose an alternative to the Christmas withdrawal, and offer a new way to get credit.
- Review the rulesThe government is considering ways to amend the FGTS rules to balance the need for immediate access to resources and the preservation of funds allocated for investments.
Access to information and services FGTS
Workers can access various information and services related to FGTS through the official application.
This app allows you to check your balance, join the Christmas raffle, get statements and perform other transactions.
Steps to use the FGTS application
- Download the app: Available in major app stores.
- Register: Register using your personal data, such as CPF and password.
- Balance inquiryAccess the available balance and view the movements in the account.
- Commitment to withdraw from Christmas: Choose to withdraw Christmas directly through the app.
- Request services: Use the app for other features, such as releasing data and updating registration information.
The end of the FGTS blockade of workers who joined the Christmas walkout is a move that many are celebrating.
With this change, workers will have more freedom to access their resources in times of need, without waiting for long periods.
Although the government is still evaluating alternatives to ensure the sustainability of the FGTS, the relaxation of the rules represents an important step toward improving the financial security of Brazilian workers.
Staying informed and using available resources, such as the FGTS app, is essential to getting the most out of the benefits offered.
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