Learn about the three common diseases that could cause you to retire immediately
The National Institute of National Insurance, known as INSS, offers 12 types of pensions for those who contribute to Social Security. One of them is disability pension, which targets employees who are unable to work due to some illness or disability.
However, to be granted this benefit the applicant must meet certain criteria, such as: the presence of a total and permanent disability; be a believer; The grace period of 12 months is met.
Complete and permanent disability is defined as a worker who is completely unable to carry out his or her work activities and cannot even be transferred from their role. It is permanent because the disability is long-term, with no possibility of recovery.
Insurance means that the person must be working, or within the grace period. Therefore, for the additional period, up to 36 months, the worker is entitled to INSS benefits even without contributing or carrying out activities.
Additionally, there is a retirement waiting period, which requires the applicant to have a minimum of 12 months of Social Security paid on time. However, if you are diagnosed with a serious, irreversible or disabling illness, you have the right to seek disability retirement.
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What are the 3 most common diseases?
Malignant tumor (cancer)
Cancer, which can be understood as a disease in which the body’s cells multiply uncontrollably and invade healthy tissues. Therefore, anyone who has this disease can request disability retirement.
According to the Virtual Health Library (VHL), the most common malignant tumor in Brazil is non-melanoma of the skin (31.3% of all cases), followed by tumors of the female breast (10.5%), prostate (10.2%), colorectal (6.5%), and lung. (4.6%), stomach (3.1%).
blindness
Blindness is the complete or almost complete loss of vision, which can be in one or both eyes. This happens due to several factors such as:
- Eye diseases (hypertension, diabetic retinopathy, glaucoma);
- Eye injuries. that it
- Congenital conditions
According to information from the VHL, for the total population of Brazil, about 3.5% suffer from poor vision. According to IBGE data from 2010, in Brazil 528,624 people are unable to see (blind).
Parkinson’s disease
Parkinson’s disease is a degenerative disease of the central nervous system that gradually affects movement control. The main symptoms are trembling extremities, muscle stiffness, and difficulties with balance and coordination.
According to data from the World Health Organization (WHO), collected and presented in the VHL, it shows that approximately 1% of the world’s population over the age of 65 is infected with the disease. In Brazil, it is estimated that 200,000 people suffer from this problem.
How do I request disability retirement from INSS?
- Keep your CPF number handy;
- Enter “MY INSS”;
- Click on “Claim Disability Benefits”;
- benefit request;
- Follow the process in “MY INSS” by clicking “Request a Consultation”.
It is worth noting that the application process is the same for those who want to retire due to disability and those who need sickness benefit.
